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Automotive News Sep 21, 2026

What years of Ford Focus to stay away from?

What years of Ford Focus to stay away from?

Why are Ford Focus so expensive to insure?

My insurance costs are rising, which makes me think I'm doing something wrong. I'm getting car insurance from a small company (with over 100 employees) and am not sure what to do. In the past, my insurance costs were on the low end of the market, now they are high.

I don't own a car that's more than a decade old, I don't own a big house, my vehicle has little history of accidents, I live in an area that's considered to be very dangerous for auto accidents, I have a very clean driving record, and I have no outstanding tickets. The only thing that may be a factor is that I drive a Ford Focus. Other than that, I can't think of anything else that would make insurance rates so high.

What should I do to lower my auto insurance premiums? I'll admit that I can't tell you what you should do with your insurance premiums. But I can tell you what insurance companies are doing with them, and I will tell you how I think you should respond.

Insurance companies make money by collecting premiums and passing them along to other people in the form of higher prices. The higher the premium, the higher the price. So insurance companies take every opportunity they can to raise your premium, and they do it by any number of tricks.

The trick that they most commonly use is one of volume: they pay attention to how many drivers on your policy are involved in an accident at the same time. Insurance companies pay a lot more for the premiums of drivers in multiple-car households than they do for single-car households.

There are three main reasons that insurance companies use this tactic. First, they are collecting money from as many drivers as possible, thus maximizing their profits. Second, when a driver is in a car accident, he or she usually does not remember who was driving the other car. Third, they generally have to pay the injured party more when multiple drivers are involved.

While you can't control who is in your household, you can be smart about where you park your car. If you keep your car in your driveway, rather than on the street, you can lower your premium because there will be less chance of an accident.

But you still have to be careful.

How much is a brand new Ford Focus UK?

Ford Focus prices starting from 6,995. The Ford Focus is the second most-popular car in the UK behind the VW Golf and Ford accounts for a large portion of all small car sales. The current model, launched in 2026, includes new versions for the first time since 1997. These include a 1.0 TDCi petrol engine, a 0.9-litre diesel engine and a 1.2 TDCi diesel engine. The petrol engine in the Focus range is the same as the 1.6 petrol used in the last generation Ford Ka, however it's slightly bigger than the 1.4-litre unit found in the Ka. It produces 125bhp and offers an improved fuel efficiency of 67.8mpg. The new Focus has a front end design to look more like a sports car and it is the only one with its styling set to change for the 2026 season. In fact there is no styling differences between the facelift and the older model.

Here we have two identical vehicles, but the second example is in the hands of a very experienced driver. They are different in many ways. The first is a brand new 2026 Focus, the second is a 2026 model, which has had some body panels replaced but still has around 10% of its original service history left on it. They cost the same to buy, and the only difference in our test will be the age and mileage of each vehicle.

If you need some help deciding which car to buy, then use this handy tool. Once you know your budget, you can tell us how many miles you can travel for your money. It will then suggest a car based on how many miles per litre your budget allows. Just enter your budget in the form and it will tell you which cars best suit your needs.

This tool should only be used as a guide. We always recommend that you visit a local dealership or a specialist for advice on the best car for your budget. Prices shown are based on our customers' searches and are correct at the time of writing. You can find full details on the features and specification of each model on the Ford Focus UK website.

How much is a new Ford Focus for cash? The official cost of buying a new Ford Focus ranges from 6,995 to 8,000 for a 1.2 TDCi Saloon.

What years of Ford Focus to stay away from?

ford focus 2021 price uk automatic What years of Ford Focus to stay away from?

We have had our original Focus since 2026. We just put a 4 cyl on it. It is on a 3.8 V6. We drive it very very hard. We've had the 4.6 and 4.6 L in it. The last one is about 5 or 6 years old now. I think it's about 250k miles now, but it has no mileage lights at all. We're having this one re-painted and the next one will be like new when we get it. We will drive it until about 2013-14ish when it will be 7-8 years old, and then sell it as a 2nd car to someone who just wants the basics (like a Civic or Accord) and will keep it for probably 2-3 years and then trade it in.

We really love this Focus but it is just taking a toll on the body. The hood creases are from a previous collision when the weather was colder, but they are getting worse now. The doors have cracks where the rear doors meet, and the rear quarter panels have creases where the front has. I'm not sure if the previous owner had an accident or if it is just the way it is from weathering.

The body looks great (except for the hood creases), the interior is fantastic, the drive is awesome and the cargo space is almost equal to the Mazda3. This car is a great choice for people who just want a well-built, fuel efficient, reliable and affordable, but fun to drive vehicle. The exterior is just getting beat up, so it's a good time to move it on.

Re: ?

Is the Ford Focus automatic gearbox any good?

I am looking at buying a Focus but I am not sure if the manual will be worth having when compared to an automatic. The manual will also be cheaper than an automatic.

I love the gearbox in my Focus and like that you have to push the clutch pedal before going into first or reverse. Does the Focus have a nice smooth gear change, and is it a pleasure to drive? I don't have a car but did have an automatic VW Polo which was horrible. It would creep forwards when you werent looking. It went into 1st with a bang, 1st gear would make it do a little back-up and I found myself in reverse without even touching the gear shift. That was about as nice as it got.

It looks like they are making an Automatic version of the Focus in Germany. I just heard about that too. I think they have released a manual one already though? Don't think they have the option to get one here (in the UK).

My father in law has a Focus and he thinks it's great. It's very easy to drive and quite fun as well.

He's a bit of a gearhead and it has a nice feeling to it - the gear changes are smooth and the car just flows from one gear to the next effortlessly. As for it being easy to drive, it's only as easy as you make it to be.

He's put in about 18k and still hasn't changed the spark plugs or cleaned his air filter (which he probably should do eventually). But he loves his car and has never looked back. I think the extra maintenance and repair costs in the long run is worth it though.

I have always struggled with manuals in fast cars. Maybe it's my old muscle memory kicking in, but the clutch and shifter feel awkward. The Focus is the same and I have yet to master it.

I had a Civic last year and I loved it. I was more in control and the clutch felt normal, no issues. I hated the shifting though. It's been a while since I had a manual and I don't know if I'll ever get used to the Focus's. It might be the most comfortable of all the cars I've owned.


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Reporting on news on topics such as used car industry prices, automobile recalls, site news and updates, opinion pieces about the used car market, and other appropriate automotive information.


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