How do you calculate the value of a car?
Is glasses guide accurate?
A few weeks ago, I asked whether my eyesight is getting worse over time. I was told to go to an optometrist and get a glasses test, and possibly an eye exam, and then come back if I wanted further information. Is that how it works?
I don't recall the doctor giving me any information about a worsening of my eyesight. It has been about five years since I last had my eyes examined.
Does a new prescription need to be obtained if the current prescription is not in line with the average of the measurements on the test chart? If so, is there anything else that needs to be done to correct this? The person who told you to get an eye exam and a glasses test and come back if you want further information was wrong. You should go to your family doctor or optometrist as soon as you suspect your eyesight is not good enough for driving or working safely.
I have worn glasses since kindergarten. I started taking my own care of my eyes and wearing lenses when I was a high school freshman. I do not have to wear glasses now. I am 67. They don't prescribe lenses to seniors yet. I wear contacts sometimes. I have 20/20 vision. So I think they can give you contact lenses. Don't let these guys try to rob you. If you can read those words you know you are OK.
My doctor told me at 68 my eyes were still fine. I never wore glasses, but I did wear contacts. I have been contact-free for more than 50 years and I love it! No eye strain, no fog, no need for glasses and no change in vision after 100,000 steps.
I think most people have problems reading when they start wearing contacts. I remember that well. Contact lenses seem to make reading difficult until they get used to them. Mine were always uncomfortable, but I learned to love them.
Now I read only with my glasses. Don't let anybody rob you. My experience is that a thorough eye exam is not needed unless you have a significant problem. An occasional visit to the optometrist is probably good idea for me anyway (although my eyes may not be perfect) as it is one of the few opportunities I have to have them checked.
When I was in grade 6, our teacher told us that if we got glasses our eyes would stop growing.
What is the value of my car for insurance purposes?
Do I have to have my car inspected before getting insurance? What should I do if the car I have just purchased has a history of poor quality in the past? What if I bought a car from a seller that I don't know very well, and the seller told me it was a lemon? What if I bought a car from a seller who told me the brakes on it weren't working properly, and I ended up buying it and now I have to file a claim? If my car is totaled by an accident, should I file for any kind of liability coverage? What if I buy a car from a dealership that I find unsatisfactory and I need to file a claim, or want to sell the car? When should I file a claim? For what types of claims should I buy supplemental insurance? What is an average cost of a claim? What is a reasonable amount of time to get repairs started? Is it reasonable to ask for full replacement cost? Is it reasonable to ask for the retail price? Can I demand to be paid within 30 days of an accident? How long should I wait after a crash before filing a claim? Is that fair? If I purchase a vehicle that is totaled in an accident, should I buy the repair estimate of the car prior to filing a claim?
How do you calculate the value of a car?
Is it the value of a car's engine? Or the value of the paint on a car's roof? The more I learn about cars, the more I realize that there is no universal scale for calculating value. There's no single way to determine a car's worth. But, if there were, it would most certainly include the engine, wheels, interior, paint, and body.
We can easily imagine the value of any given one of these categories. You can't sell the paint off of your car's roof unless you take the roof completely off, which usually means that you're removing an expensive component. But if there were some sort of universal value for cars, the paint should rank pretty high. Why is that? Because you could easily sell an extra coat of paint if you didn't have to pay to take off the roof.
Or, think about the market. The same thing that causes value to increase can also cause value to decline. As demand grows, so does supply. More buyers, in other words, mean less competition for each car. And we've all seen cars sold for tens of thousands of dollars less than they were sold at auction a year or two earlier. We have a good idea why.
Of course, the value of any single component may go down too. Think about your own car's value: it has value to you if it gives you something you want, and it's also valuable to others if it's a cool looking car that attracts attention. Both will make it more valuable in your eyes than the value that others might place on it.
What does all this mean for you? It's always best to compare prices between different models. And you should consider what the values of different cars are based on, since there's no such thing as a universal price for the value of your car.










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